Friday, June 5, 2020

IDIOTS RECOMMENDATION FOR LOCK DOWN

 The uncertain home leave has sparked my inner enthusiasm to rethink of my life. I got time to explore several authors, motivational speakers and engineers taking stand-up comedy as a full time career. In all these turbulences around I have included few of my insights I got through the journey. I have included few books and courses that I personally recommend for the enthusiastic engineers. I guess although with strict mathematical and technical skill we lag in day to day skills to operate over taxes, finances and investment schemes. So, many of them are about Finances and Entrepreneurship but I would start the article with the most basic thing everyone needs- The ability to learn.

1.   Learn How To Learn:
This course is available on COURSE-ERA.  The culture we have in engineering and everywhere is to study before the exam. But the presenter of the course Barbara Oakley presents neurological evidences and scientific way to learn properly. It presents important insights in procrastination. I prefer this course as it is about scientific way to learn properly which as academician we desperately need.

2.    Rich Dad And Poor Dad:
A lot of  people are familiar with the book and know the author Robert Kiyaoski. As a child I was never taught about investment and money. Through my educational life I have solved numerical problems but never actually made any financial statement. I lagged the concept of assets, income, tax, liabilities which are part of the real world. This book is smooth as butter. I guess it’s good to read this book for anyone.

3.   Financial Market:
This course is more formal introduction to the financial market. It talks about everything from insurance to stocks. As an engineer you might find it interesting as you will see the tools we learnt during Probability And Statistics being used to represent and apply it to finances. The course is presented by Robert Schiller of Yale University and is available as well in COURSE-ERA.

 

4.   Design: Creation Of Artifacts:
We are engineers and we tend to design artifacts to fill the gaps in the society. This course is for every engineer where the presenter paves path from historical transformation of ice-cream scoops to the more general analysis of customer needs. The presenter is Karl T. Ulrich and it is available in course-era.

 

5.    Technology Entrepreneurship: Lab to Market:
This is Harvardx course in edX. It talks about systematic way to take an innovation into the market successfully. The very question that the course answers is transformation of an individual from a technocrat to an entrepreneur.

 

6.   How to Design A Successful Business Model:
I never had idea how necessary are business models. If you have watched Hollywood movie Founder which is about MacDonalds, the company reconfigured its business model from burger sells to land lease. The  course is in edX and talks about the business model innovation. It teaches about how to innovate a business theoretically. It’s like what we call simulation in design process.


While going through motivational videos, a name that commonly surfaces up is Warren Buffet. I was interested to know more about how he made his fortune. I was more intrigued to know about the share market. So, at last I have included the recommendations of share market

7.   The Essays of Warren Buffett: Lessons for Corporate America
This book is collection of letters from Warren Buffet to his shareholders of Berkshire Hathaway, company changed from Textile to Investment Firm. The essays are compiled  and commented by
Lawrence A. Cunningham . The book is quite hard to go through due to its language and specific nature. The book highlights the core value which made Buffet rich that is Value Investing: Investing in the management and product rather than blips or signal of the stock market.

 

8.   The Intelligent Investor:
This book written by Benjamin Graham is called the ‘BIBLE’ of investing. The author is father of ‘value investing’. It touches every aspect from inflation to portfolio management. Though most of the book is oriented towards US but it is acclaimed to teach the investing emotion as compared to speculating emotion to everyone. Buffet is prodigal son of Graham as he inherited the philosophy of value investment from Graham himself at Colombia University.

 

9.   Some Sources to learn about trading in Nepali Stock Market:
I learned basic of Nepali Stock Market through this website :
https://beed.global/beed-insights/beginners-guide-investors-nepali-capital-market/
The instructions are quite simple and easy to understand.
https://www.sebon.gov.np/education/resources
The more credible way to learn is this website as it is DHITOPATRA board itself. The resources are quite good and includes the information of several related acts
http://nepalstock.com.np/education
This is as well the official website of NEPSE. NEPSE is the secondary market where the stocks are sold and bought.
For technical analysis,https://nepsechart.com/
is quite useful. But it requires huge study to operate all the technical analysis tool and it is not sure if the tool can predict market as well.

These are the recommendations from my lock down period of almost three months.



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